Monthly Archives: November 2011


What is Contractors Insurance?

By |2017-05-19T11:47:21-07:00November 23rd, 2011|Blog|

Are you thinking of setting up a small business as a contractor in California? Starting up a contracting business generally requires some investment in equipment, materials, office machinery and a suitable business motor vehicle. To protect your financial investment in the business it’s important to allocate some funds for the purchase of appropriate California contractors [...]

“Buyer Beware”: Does Your Contactor Have Contractors Insurance?

By |2017-05-19T11:47:21-07:00November 21st, 2011|Blog|

It is "buyer beware" when contracting a home repair or renovation. There are shady contractors who take shortcuts, fail to acquire contractors insurance and permits, use shoddy building practices, or employ a Band-Aid approach to repair work, often leaving homeowners in dangerous situations or out more money in the long run.  In instances where the [...]

Why do Contractors Need Liability Coverage?

By |2017-05-19T11:47:21-07:00November 17th, 2011|Blog|

Setting up a business as a contractor in California has the potential to provide a good living while doing the work that you enjoy. Like all business enterprises, working as a contractor involves some risk and California contractors insurance is a way of protecting you from the financial consequences of natural disasters, accidents and other [...]

How Your Insurer Decides on Your Trucking Insurance Premium

By |2011-11-10T07:20:00-08:00November 10th, 2011|Blog|

Business owners who purchase trucking insurance often wonder how the insurance premiums are calculated and what factors influence the cost of this cover. Trucking insurance is a specialized area of the insurance industry and a number of factors come into play when insurance premiums are calculated. Actuaries have found that older drivers and those with [...]

Tow Truck Insurance-Preventing Property Damages

By |2017-05-19T11:47:21-07:00November 7th, 2011|Blog|

When you're towing a customer's vehicle it's your responsibility to ensure that no harm comes to it, that's why having the right tow truck insurance is especially important.  Property Damage Liability coverage is one element, along with Bodily Injury Liability insurance, that makes up Liability insurance.  If you ever cause an accident, your Property Damage [...]

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