As you may suspect or already be quite aware of, commercial insurance is quite a bit more involved than personal lines for the most part. Most businesses are required to work with at least one other company in order to thrive. Simply being in business puts you and any of your business partners at risk [...]
An “excluded driver” is a person whose “crashes” are not covered on a California commercial auto insurance policy for any of the coverages on the policy. Your insurance carrier must have written a “named driver exclusion”, for a specific individual, for him/her to be considered as “excluded” on your insurance policy. This does not mean however that [...]
Choose a deductible you can afford. Choosing a higher deductible may save you money on premiums, but youll pay more out of your own pocket if you do have an accident. Choose a deductible based on how much money you realistically can afford to pay for repairs. Ask about combined deductibles, which allow you to [...]
